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SBI Home Loan Customer Care – Get SBI Loan Fast – Toll Free Helpline Number

If you need to know information regarding –

  • sbi home loan emi calculator
  • sbi home loan interest rate 2017
  • sbi home loan apply online
  • sbi home loan documents
  • sbi home loan customer care
  • sbi home loan interest rate 2016
  • sbi home loan processing fee
  • sbi home loan status

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here we’ve brought for you complete information about these things. Please read forward on this SBI Home loan customer care website to check more details about State Bank Home Loan in India.

Please Call SBI’s 24X7 helpline number i.e. 1800 11 2211 (toll-free), 1800 425 3800 (toll-free) or 080-26599990. SBI Home Loan Toll free numbers are accessible from all landlines and mobile phones in the country.

SBI Home Loan Rates and Home Loan Customer Care Information

At a press conference today, SBI Chairman Smt. Arundhati Bhattacharya announced steep cuts in the home loan rates, as detailed below:

SBI Hamara Ghar: Fixed Interest Rate Product for 2 years

  • Features of HamaraGhar
    • Fixed for a period of 2 years
    • Maximum Loan Amount : Rs. 30 lacs
    • Interest Rate : 8.50% p.a. (1 year MCLR + 50 bps), 8.55% p.a. (1 year MCLR + 55 bps)
    • Processing Fee : 0.35% (Min : Rs. 2000/- and Maximum : Rs. 10,000)
    • 90% of the project cost
  • Post fixed term of 2 years, the interest rate will be linked to the prevailing 1 year MCLR and the spread on the Home Loan at that time will remain the same as the current prevailing interest spread.

 

SBI Bridge Loan – SBI Home Loan Customer Care

  • The SBI Bridge loan is designed for existing home owners aspiring to upgrade their homes by disposing off their existing home and face a liquidity crunch to make initial payments towards the new house. This loan can be availed against the mortgage of existing unencumbered property.
  • Features of SBI Bridge Loan:
    • Maximum Tenor of Bridge Loan : 2 years
    • Interest Rate : 10.45% p.a. (1 year MCLR + 2.45%) : First Year, 11.45% p.a. (1 Year MCLR + 3.45%) : Second Year
    • Processing Fee : 0.35%

Home Loan to Professionals / Self-employed – SBI Home Loan Customer Care

  • Key Features:
    • Minimum Loan Amount : Rs. 20 lacs
    • Maximum Loan Amount : Rs. 50 crs
    • Processing Fee : 0.35%
    • Floating interest rate : From 8.6% p.a, depending on risk profile of the customer

 

Insta Top Up Home Loans –  – SBI Home Loan Customer Care

  • A Pre-Approved, top up Loan for existing Home Loan customers which the customer can avail of online, from application to disbursal, via SBI’s internet banking portal.This loans is available for risk-assessed existing home loan customers.
  • Their account will be credited within 24 hours of applying for the same.
  • Rate of interest : 9.00% p.a. (1 year MCLR + 100 bps)
  • Maximum Loan amount : Rs 5 lacs

SBI Home Loan Interest Rate and EMI Calculator Chart and Table

Savings for the Home Loan Customers under Revised Interest Rate

Home Loan Amount Existing Interest Rate Proposed Interest Rate Existing EMI Revised EMI Saving in EMI/ month Saving Per Annum Saving in 30 years Savings if invested in RD @6.50%
Rs 30 lacs

Card Rate

9.25%

8.50%*

(Fixed)

24,681

23,068

1,613

19,356

5,80,680

17,84,266

Festival Offer

9.10%

8.50%*

(Fixed)

24,355

23,068

1,287

15,444

4,63,320

14,23,652

Rs. 50 lacs

Card Rate

9.25%

8.60%

41,134

38,801

2,333

27,996

8,39,880

25,80,714

Festival Offer

9.10%

8.60%

40,592

38,801

1,791

21,492

6,44,760

19,01,521

Rs. 1 crore

Card Rate

9.25%

8.70%

82,268

78,314

3,954

47,448

14,23,440

43,73,829

 

* Fixed interest option is available upto Rs. 30 lacs only. Floating interest rate option also available for loans upto Rs. 30 lacs starting from 8.60%.

Current SBI Home Loan customers can switch to the new ROI by simply paying a nominal switching fees.

Updated: April 2, 2017 — 7:26 pm

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