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HDFC Home Loan Required Documents Details – Valid KYC List

If you want to apply for HDFC Home Loan but aren’t sure how to do that, we at our customer care website, try to bring every important thing to you and so here are all details about HDFC Home Loan Documents and Valid KYC Details so that you can apply for HDFC Home loan easily. Also check HDFC Home Loan Interest Rates .

List of Valid KYC for HDFC Home Loan

If you want to apply for HFDC Home loan and need to know about HDFC Home Loan Interest Rates, here is the list of valid documents for HDFC Home loan or Valid KYC for HDFC Home Loan.

hdfc home loan documents and KYC

Passport, the validity of which has not expired.
Driving license which has not expired.
PAN Card
Election /Voters identification card
Job card issued by NREGA duly signed by the officer of the State Government
Aadhaar Card/ Aadhaar letter issued by UIDAI / E-Aadhaar Letter
Identity card with applicant’s photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions
Letter issued by a gazetted officer with a duly attested photograph of the person/Applicant.In case of Defence Personnel (Indian Army, Navy, Air Force, Central Reserve Police Force, Border Security Force, Indo-Tibetan Border Police, Central Industrial Security Force and Sashastra Seema Bal) – Letter from Commanding Officer along with Canteen Card
Utility bill which is not more than 2 months old of any service provider (electricity, telephone/Internet, postpaid mobile phone, piped gas/ LPG book with latest receipt, water bill)
Latest Property or Municipal Tax Receipt
Bank Account/ Post Office Saving Bank Account Statement/ Passbook , not more than 3 months old
Pension or Family Pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address
Letter of Allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies
Leave and License Agreement with employers like State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies, allotting official accommodation
Note: The Corporation may accept KYC documents even if there is a change in name subsequent to the issuance of such KYC Document provided that the same be accompanied by a self attested copy of the a Marriage Certificate issued by a State Government or a Gazette Notification indicating such a change in name, as the case may be
A declaration for communication address in the prescribed format
AND Any one of the following documents can be accepted
Photo ID card containing the address, issued by any of the following organizations/Institutions
Central Government or any of its Ministries.
Statutory / Regulatory authorities
State Govt. or any of its Ministries
Public Sector Undertaking (established under GOI or State Govt)
State Govt. of J&K (Id card issued by the State Govt. of J&K is acceptable if they carry the connotation – ‘Government of Jammu & Kashmir, Civil Secretariat, Srinagar/Jammu’)
Bar council
Senior Citizen card issued by State/Central Govt.
Govt. of India to Persons of Indian Origin [PIO card], OCI Card
Defence Dept / Ministry of defence for Defence personnel & their dependents
Public Financial institutions/ Public Sector Banks
Identity card issued by public companies listed on recognized stock exchanges in India with Employee number mentioned on the said identity card.
Scheduled Commercial Bank
Ration Card. (Not to be accepted as address proof in the States where the Government/ High Court has notified that ration card cannot be accepted as address proof. For eg. Maharashtra)
Demat account statement issued by a registered depository participant clearly stating the address, not more than 3 months old.
Copy of title deeds, clearly indicating that the original title deeds were duly registered and stamped or copy of 24 Land Patta / Jamabandi / 7/12 extract.
Permanent Account Number (PAN) [PAN/ TAN allotment letter stating the address, subject to the copy of the PAN/ TAN card also being submitted]
Letter issued by Employer
Copy of the Lease / Leave & license agreement / Rent agreement duly stamped/ registered as per state laws, not less than 3 months old. If any of the said agreement is less than 3 months old, then the customer may submit a copy of the utility bill issued in the name of the landlord or in case there is no change in the address as stated in the earlier agreement, the customer can submit copy of any of the earlier agreement duly stamped/ registered as per state laws. (other than cases covered under point no. 14 above)
Additional Address Proof: Defence Personnel (Indian Army, Navy & Air Force) Service Certificate issued by the Defence Ministry / Unit of Defence Ministry mentioning the name and address of the applicant Or Duly attested and certified by the commanding officer of their unit/s in the format
a.  Proof of identity and address duly notarized by the Notary Public (overseas) having authority in the place of residence of the prospective NRI customer.
b.  Proof of identity and address duly attested by the Indian Embassy existing at the place of residence of the prospective NRI customer.

Find more information about documents and HDFC Home loan on our website – customer care India.

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