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HDFC Interest Rates For Home Loan

What are the HDFC Interest Rates for Home Loan?

If you need to take home loan but you are not sure where to contact to get home loan, then at HDFC, you can get HDFC Home loan easily and so we are bringing you all information about HDFC Home loan rates here with chart and calculator.

hdfc home loan interest rate

HDFC Home Loan Interest Rate Chart

Adjustable Rate Loan RPLR: 16.15%

Loan Slab Interest Rates (% p.a.) RPLR Minus Spread
upto 75 lakhs 8.50 to 9.00 RPLR – (7.65 to 7.15)
above 75 lakhs 8.55 to 9.05 RPLR – (7.60 to 7.10)

Adjustable Rate Loan RPLR: 16.15%

Loan Slab Interest Rates (% p.a.) RPLR Minus Spread
RPLR: 16.15% 8.65 to 9.15 RPLR – (7.50 to 7.00)
For Women* (above 75 lakhs) 8.70 to 9.20 RPLR – (7.45 to 6.95)
For Others (upto 75 lakhs) 8.70 to 9.20 RPLR – (7.45 to 6.95)
For Others (above 75 lakhs) 8.75 to 9.25 RPLR – (7.40 to 6.90)

TruFixed Loan – 2 & 3 Year Fixed Rate Variant

Loan Slab Interest Rates During The 2 & 3 Year Fixed Rate Term (% p.a.)
For Women* (upto 75 lakhs) 8.65 to 9.15 RPLR – (7.50 to 7.00)
For Women* (above 75 lakhs) 8.70 to 9.20 RPLR – (7.45 to 6.95)
For Others (upto 75 lakhs) 8.70 to 9.20 RPLR – (7.45 to 6.95)
For Others (above 75 lakhs) 8.75 to 9.25 RPLR – (7.40 to 6.90)

HDFC Home Roan Interest – Terms and Conditions

ARHL

Under Adjustable Rate Home Loan, the interest rate is available for customers who apply for loan on or before April 08, 2017 and avail of their first disbursement on or before April 30, 2017. This is a limited period offer under the Adjustable Rate Home Loan and is Subject to change.

Trufixed

Under TRUFIXED Home Loan product, the interest rate is available for customers who apply for loan on or before April 08, 2017 and avail of their first disbursement on or before April 30, 2017. This is a limited period offer under TRUFIXED Home Loan product and is Subject to change. The fixed interest rate period under the TRUFIXED Home Loan product can be between 2 or 3 years. The fixed interest rate period will be linked to the date of the first disbursement. At the end of the fixed interest rate period, the home loan will automatically switch to the Adjustable Rate Home loan as applicable then. All loans at the sole discretion of HDFC Ltd. Terms and Conditions apply. CIN L70100MH1977PLC019916

Refinance 

*The above ROI/EMI is applicable for loans upto INR 75 lacs under the Adjustable Rate for a period of 30 years. The above ROI/EMI is applicable for customers who apply for loan on or before April 08, 2017 and avail of their first disbursement on or before May 31, 2017. This is a limited period and is subject to change. All loans at the sole discretion of HDFC Ltd.

About HDFC Home Loan Processing Fees

The Processing Fee waiver is applicable only for Home Loan applications for Balance Transfer from other Banks/Financial institutions and is available to salaried and self employed professionals and Non resident Indians who apply with HDFC on or before April 08, 2017 and avail of their first disbursement on or before April 30, 2017. The effect of waiver of the Processing fee shall be given by way of adjustment of the amount received up-front from the customer as Processing fee towards part EMI/Pre EMI, as the case may be, payable by the Customer upon availment of the Loan. Customer shall be required to bear and pay applicable stamp duty, all charges levied by the CERSAI and all statutory/regulatory charges / taxes on account of the Loan or the Security, that are presently applicable and as may be made applicable from time to time, during the pendency of each loan availed. All loans at the sole discretion of HDFC Ltd. Terms & conditions apply. CIN: L70100MH1977PLC019916.

Read the full terms and conditions about HDFC Home Loan Interest here

Updated: April 5, 2017 — 5:17 pm

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